The PSPDex payments briefing
New providers, real rates, high-risk approvals. No spam.
The PSPDex payments briefing
New providers, real rates, high-risk approvals. No spam.
Simple all-in-one for retail, restaurants and services
Last verified: September 2026
Square bundles card processing with point-of-sale hardware, invoicing, and an online store. Flat rates with no monthly fee make it the easiest starting point for small physical businesses.
Pricing
2.6% + 10¢ in person, 2.9% + 30¢ online; no monthly fee
Best for
Stripe
Developer-first payments for internet businesses
2.9% + 30¢
Helcim
Transparent interchange-plus pricing that scales down
0.40% + 25¢ over interchange
Adyen
Enterprise payments across every sales channel
Custom