Crypto payment processor guide
Compare crypto payment gateways without guessing who supports your model.
Crypto processing is split between hosted gateways, bitcoin-first checkout, stablecoin settlement and Web3 merchant services. PSPDex separates those choices so you can compare the providers that actually match your use case.
9 processors to compare
Review pricing model, risk fit and best-use notes before you apply.
What to check first
- Settlement: Decide whether you want to hold crypto, convert to fiat, or support both.
- Custody: Hosted processors are simpler; self-hosted tools give more control but need more operations work.
- Risk fit: Crypto businesses can be treated as high-risk even when payments are legitimate.
BitPay
The original crypto payment processor for serious merchants.
- Starting rate
- 1% + 25¢
- Monthly fee
- None
Coinbase Commerce
Accept crypto straight into your Coinbase account.
- Starting rate
- 1%
- Monthly fee
- None
NOWPayments
300+ coins, non-custodial, built for crypto-native businesses.
- Starting rate
- 0.5%
- Monthly fee
- None
BTCPay Server
Free, open-source, self-hosted Bitcoin payments. No middleman at all.
- Starting rate
- 0% (self-hosted)
- Monthly fee
- None
Square
Simple all-in-one for retail, restaurants and services
- Starting rate
- 2.6% + 10¢
- Monthly fee
- $0
Checkout.com
Enterprise acquiring with high authorization rates
- Starting rate
- Custom
- Monthly fee
- Custom
P2Flux
Automated USDC payments and subscriptions on Base
- Starting rate
- 1%
- Monthly fee
- $0
OpenNode
Bitcoin payments with instant conversion
- Starting rate
- 1%
- Monthly fee
- $0
Zaprite
Bitcoin checkout and invoicing for your whole stack
- Starting rate
- 0%
- Monthly fee
- $25
