BTCPay Server

Free, open-source, self-hosted Bitcoin payments. No middleman at all.

4.5 / 5 · PSPDex editorial scoreCustom pricingCrypto processorStandard risk

Last verified: September 2026

Overview

BTCPay Server is the sovereign option: free open-source software you host yourself, processing Bitcoin and Lightning Network payments with zero processing fees and zero third-party custody. There is no account to freeze because there is no account, payments go directly to your own wallet. The trade-off is operational: you run the server, manage the wallet, and handle your own compliance.

Pricing

Free software with 0% processing fees. You pay only your own hosting and on-chain network fees.

Best for

BitcoinCryptoDigital goodsEcommerceInternationalLightningCBDNutraceuticalsTelehealthTravelCoachinggaming

Key features

0% processing fees, forever
Fully self-hosted and self-custodial
Bitcoin and Lightning Network support
No KYC, no account approvals
Extensible plugin ecosystem

What we like

No processor can ever freeze your funds
Zero fees beyond network costs
Censorship-resistant by design
Battle-tested open-source codebase

Watch out for

You operate and secure it yourself
No fiat conversion built in
Requires real technical capacity

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