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BT

BTCPay Server

Free, open-source, self-hosted Bitcoin payments. No middleman at all.

4.5 · 860 reviewsCustom pricingStandard risk

Overview

BTCPay Server is the sovereign option: free open-source software you host yourself, processing Bitcoin and Lightning Network payments with zero processing fees and zero third-party custody. There is no account to freeze because there is no account — payments go directly to your own wallet. The trade-off is operational: you run the server, manage the wallet, and handle your own compliance.

Pricing

Free software with 0% processing fees. You pay only your own hosting and on-chain network fees.

Best for

AdultBitcoinCryptoDigital goodsEcommerceInternationalLightning

Key features

  • 0% processing fees, forever
  • Fully self-hosted and self-custodial
  • Bitcoin and Lightning Network support
  • No KYC, no account approvals
  • Extensible plugin ecosystem

What we like

  • No processor can ever freeze your funds
  • Zero fees beyond network costs
  • Censorship-resistant by design
  • Battle-tested open-source codebase

Watch out for

  • You operate and secure it yourself
  • No fiat conversion built in
  • Requires real technical capacity

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