All payment processors

80 providers, from flat-rate startups to high-risk specialist acquirers. Filter to your situation and compare real rates.

Showing 80 of 80 processors

ST
4.7(2,480)

Stripe

Developer-first payments for internet businesses

Standard riskFlat rateEditor's pick
Starting rate
2.9% + 30¢
Monthly fee
$0
EcommerceSaaSSubscriptions+2
BI
4.3(2,840)

BitPay

The original crypto payment processor for serious merchants.

Standard riskFlat rate
Starting rate
1% + 25¢
Monthly fee
None
B2BBitcoinCrypto+4
CO
4.1(1,920)

Coinbase Commerce

Accept crypto straight into your Coinbase account.

Standard riskFlat rate
Starting rate
1%
Monthly fee
None
CryptoEcommerceDigital goods+2
NO
4.0(1,130)

NOWPayments

300+ coins, non-custodial, built for crypto-native businesses.

Standard riskFlat rate
Starting rate
0.5%
Monthly fee
None
BitcoinCryptoDigital goods+4
BT
4.5(860)

BTCPay Server

Free, open-source, self-hosted Bitcoin payments. No middleman at all.

Standard riskCustom pricing
Starting rate
0% (self-hosted)
Monthly fee
None
AdultBitcoinCrypto+4
SQ
4.6(1,920)

Square

Simple all-in-one for retail, restaurants and services

Standard riskFlat rateEditor's pick
Starting rate
2.6% + 10¢
Monthly fee
$0
BitcoinEcommerceLightning+3
HE
4.6(740)

Helcim

Transparent interchange-plus pricing that scales down

Standard riskInterchange-plusEditor's pick
Starting rate
0.40% + 25¢ over interchange
Monthly fee
$0
RetailServicesEcommerce+1
AD
4.5(410)

Adyen

Enterprise payments across every sales channel

Standard riskInterchange-plus
Starting rate
Custom
Monthly fee
Custom
EnterpriseEcommerceMarketplaces+2
BR
4.3(620)

Braintree

PayPal-ready payments for growing platforms

Standard riskInterchange-plus
Starting rate
Custom
Monthly fee
Custom
EcommerceSubscriptionsMarketplaces+1
CH
4.4(300)

Checkout.com

Enterprise acquiring with high authorization rates

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
Custom
EnterpriseEcommerceFintech+2
AU
4.1(880)

Authorize.net

The long-standing gateway with broad compatibility

Standard riskFlat rate
Starting rate
2.9% + 30¢
Monthly fee
$25/mo
EcommerceB2BServices
WO
4.0(350)

Worldpay

Global processing for high-volume merchants

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
Custom
EnterpriseRetailHospitality+1
CC
4.2(190)

CCBill

High-risk subscription billing specialist

High-risk friendlyCustom pricing
Starting rate
5.5%+ (typical)
Monthly fee
$1,000+ (typical)
AdultSubscriptionsDating+1
PA
4.5(480)

PaymentCloud

High-risk merchant account matchmaker

High-risk friendlyInterchange-plusEditor's pick
Starting rate
3.5%+ (typical)
Monthly fee
$10–$50 (typical)
CBDNutraceuticalsTelehealth+3
EA
4.4(260)

Easy Pay Direct

High-risk ecommerce processing with rate negotiation

High-risk friendlyInterchange-plus
Starting rate
4%+ (typical)
Monthly fee
$25–$100 (typical)
EcommerceNutraceuticalsCoaching+2
DU
4.3(140)

Durango Merchant Services

Two decades of high-risk, travel and adult processing

High-risk friendlyInterchange-plus
Starting rate
4%+ (typical)
Monthly fee
$25+ (typical)
TravelAdultTelehealth+2
VE
4.1(90)

Verotel

European high-risk and adult subscription billing

High-risk friendlyCustom pricing
Starting rate
6%+ (typical)
Monthly fee
Varies
AdultDatingDigital goods+1
OP
4.5(210)

OpenNode

Bitcoin payments with instant conversion

Standard riskFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinCryptoEcommerce+3
ZA
4.6(95)

Zaprite

Bitcoin checkout and invoicing for your whole stack

Standard riskSubscription
Starting rate
0%
Monthly fee
$25
B2BBitcoinCrypto+3
IB
4.4(130)

IBEXPay

Bitcoin and Lightning payments for merchants

Standard riskFlat rate
Starting rate
0.8%
Monthly fee
$0
BitcoinCryptoEcommerce+2
LI
4.3(60)

Lightning Checkout

Self-hosted Lightning checkout for WooCommerce

Standard riskFlat rate
Starting rate
0.5%
Monthly fee
$0
BitcoinCryptoEcommerce+1
CO
4.4(80)

Coinsnap

Bitcoin and Lightning payments for websites

Standard riskFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinCryptoDigital goods+2
ST
4.5(140)

Strike

Bitcoin payments over Lightning with fiat pricing

Standard riskCustom pricing
Starting rate
Low
Monthly fee
$0
BitcoinCryptoEcommerce+2
VO
4.6(70)

Voltage

Lightning infrastructure for your own bitcoin payments

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
$0
BitcoinCryptoInternational+2
SP
4.5(90)

Speed

Accept bitcoin and stablecoins at 0% starting fees

Standard riskFlat rate
Starting rate
0%
Monthly fee
$0
BitcoinCryptoDigital goods+3
CO
4.5(260)

CoinGate

Accept 70+ cryptocurrencies with auto-settlement

Standard riskFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinCryptoDigital goods+3
FL
4.4(55)

Flash

Bitcoin-only storefronts, paywalls and paylinks

Standard riskFlat rate
Starting rate
Low
Monthly fee
$0
BitcoinCryptoDigital goods+2
RI
4.2(65)

RiskPay

High-risk merchant accounts with instant USDC payouts

High-risk friendlyCustom pricing
Starting rate
2.5% + 25¢
Monthly fee
$15
AdultSubscriptionsEcommerce+3
EM
3.9(120)

eMerchantBroker

Merchant accounts for high-risk and hard-to-place industries

High-risk friendlyCustom pricing
Starting rate
Custom
Monthly fee
Custom
AdultCBDSubscriptions+2
FR
4.5(40)

Frame

Payments with compliance built in for high-risk verticals

High-risk friendlyCustom pricing
Starting rate
Custom
Monthly fee
Custom
TelehealthgamingTravel+3
PA
4.6(340)

Paddle

Merchant of record billing for SaaS

Standard riskFlat rate
Starting rate
5% + 50¢
Monthly fee
$0
SaaSSubscriptionsDigital goods+1
LE
4.6(210)

Lemon Squeezy

Merchant of record for digital products and SaaS

Standard riskFlat rate
Starting rate
5% + 50¢
Monthly fee
$0
Digital goodsSaaSSubscriptions+1
FA
4.4(380)

FastSpring

Full merchant of record for software companies

Standard riskFlat rate
Starting rate
5.9% + 95¢
Monthly fee
$0
SaaSDigital goodsSubscriptions+2
2C
4.2(460)

2Checkout (Verifone)

Global payments and subscriptions for international sellers

Standard riskFlat rate
Starting rate
3.5% + 35¢
Monthly fee
$0
EcommerceDigital goodsSubscriptions+1
PA
4.5(110)

PayPro Global

Merchant of record for software and digital goods

Standard riskFlat rate
Starting rate
Custom
Monthly fee
$0
SaaSDigital goodsSubscriptions+1
GU
4.3(890)

Gumroad

Sell digital products with a minimal storefront

Standard riskFlat rate
Starting rate
10%
Monthly fee
$0
Digital goodsSubscriptions
PA
4.5(190)

PayHip

Digital downloads and courses with a free plan

Standard riskFlat rate
Starting rate
5%
Monthly fee
$0
Digital goodsSubscriptions
KO
4.0(240)

Koji

Link-in-bio commerce apps for creators

Standard riskFlat rate
Starting rate
5–15%
Monthly fee
$0
Digital goodsSubscriptions
CH
4.5(520)

Chargebee

Subscription billing for growing SaaS

Standard riskSubscription
Starting rate
0%
Monthly fee
$599
SaaSSubscriptions
RE
4.4(310)

Recurly

Subscription management focused on revenue retention

Standard riskSubscription
Starting rate
Custom
Monthly fee
From $99
SaaSSubscriptions
MA
4.3(150)

Maxio

B2B SaaS billing and financial operations

Standard riskSubscription
Starting rate
Custom
Monthly fee
Custom
SaaSSubscriptionsB2B
ZO
4.4(220)

Zoho Billing

Flexible subscription billing inside the Zoho suite

Standard riskSubscription
Starting rate
$0
Monthly fee
$49
SaaSSubscriptionsB2B
LA
4.6(90)

Lago

Open-source usage-based billing

Standard riskCustom pricing
Starting rate
0%
Monthly fee
Custom
SaaSSubscriptions
PA
4.5(140)

PayKickstart

Cart and affiliate platform for digital sellers

Standard riskSubscription
Starting rate
3.5% + 30¢
Monthly fee
$29
Digital goodsSubscriptionsEcommerce
ME
4.6(170)

Memberful

Membership subscriptions for your own WordPress site

Standard riskSubscription
Starting rate
0%
Monthly fee
From $25
SubscriptionsDigital goods
ME
4.5(130)

MemberSpace

Add memberships to any website

Standard riskSubscription
Starting rate
0%
Monthly fee
From $25
SubscriptionsDigital goods
OU
4.7(110)

Outseta

All-in-one memberships, CRM and billing for SaaS startups

Standard riskSubscription
Starting rate
0%
Monthly fee
From $99
SaaSSubscriptions
KA
4.4(590)

Kajabi

Courses, memberships and marketing in one platform

Standard riskSubscription
Starting rate
0%
Monthly fee
$149
SubscriptionsDigital goods
PA
4.2(2,400)

Patreon

Recurring fan memberships at scale

Standard riskFlat rate
Starting rate
8–12%
Monthly fee
$0
SubscriptionsDigital goods
KO
4.6(1,200)

Ko-fi

Tips, memberships and shops for creators

Standard riskFlat rate
Starting rate
0%
Monthly fee
$0
Digital goodsSubscriptions
BU
4.6(980)

Buy Me a Coffee

One-click support and memberships for creators

Standard riskFlat rate
Starting rate
5%
Monthly fee
$0
Digital goodsSubscriptions
KI
4.5(300)

Kit Commerce (ConvertKit)

Sell digital products through your newsletter

Standard riskFlat rate
Starting rate
Stripe rates
Monthly fee
From $29 (Kit plan)
Digital goodsSubscriptions
PA
4.3(1,900)

Payoneer

Cross-border payments and multi-currency accounts

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
$0
InternationalB2BEcommerce
MO
4.6(410)

Mollie

European payments with local methods by default

Standard riskFlat rate
Starting rate
From ~1.8% + €0.25
Monthly fee
$0
EcommerceInternationalSubscriptions
MA
4.4(210)

Mangopay

Payments infrastructure for marketplaces and platforms

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
Custom
MarketplacesInternationalSaaS
SH
4.5(3,100)

Shopify Payments

Native payments for Shopify stores

Standard riskFlat rate
Starting rate
2.9% + 30¢
Monthly fee
$0
EcommerceRetail
WE
4.1(90)

WePay (Chase)

Payments for platforms and software, backed by Chase

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
Custom
SaaSMarketplacesInternational
QU
4.3(1,400)

QuickBooks Payments

Invoicing and card payments inside QuickBooks

Standard riskFlat rate
Starting rate
2.9% + 30¢
Monthly fee
$0
B2BEcommerce
PA
4.2(5,200)

PayPal

The most recognized checkout button on the internet

Standard riskFlat rate
Starting rate
3.49% + 49¢
Monthly fee
$0
EcommerceInternationalDigital goods+1
AM
4.4(640)

Amazon Pay

Checkout with Amazon accounts

Standard riskFlat rate
Starting rate
2.9% + 30¢
Monthly fee
$0
EcommerceInternational
ST
4.4(420)

Stax (formerly Payment Depot)

Subscription processing with wholesale interchange

Standard riskSubscription
Starting rate
Interchange + markup
Monthly fee
$99
RetailEcommerceB2B+1
PA
4.5(260)

PayJunction

Paperless card processing with e-signatures

Standard riskInterchange-plus
Starting rate
Interchange + markup
Monthly fee
Custom
RetailB2B
AC
4.2(80)

ACI Worldwide

Enterprise real-time payments infrastructure

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
Custom
InternationalB2B
MU
4.5(35)

Mural Pay

Stablecoin-powered global accounts and payments

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
Custom
CryptoInternationalB2B
CH
4.5(70)

CheckoutPage

Instantly sellable hosted checkout pages

Standard riskSubscription
Starting rate
0%
Monthly fee
$19
EcommerceDigital goodsSubscriptions
PA
4.4(45)

Payment Labs

Global payouts for fast-growing industries

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
Custom
InternationalB2Bgaming
SW
4.7(60)

Swiss Bitcoin Pay

Swiss-made Bitcoin checkout for merchants

Standard riskFlat rate
Starting rate
0.21%
Monthly fee
€0
BitcoinLightningCrypto+4
BI
4.6(40)

Bitcoinize

Portable handheld POS for Bitcoin payments

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
$0
BitcoinLightningCrypto+3
OP
4.5(30)

Opago Pay

Micro handheld Lightning POS from Germany

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
€0
BitcoinLightningCrypto+3
BL
4.7(150)

Blink

Phone-number-only Bitcoin wallet with merchant POS

Standard riskFlat rate
Starting rate
0%
Monthly fee
$0
BitcoinLightningCrypto+4
WA
4.6(200)

Wallet of Satoshi

Simplest Lightning wallet with a POS app

Standard riskFlat rate
Starting rate
0%
Monthly fee
$0
BitcoinLightningCrypto+3
FO
4.4(50)

ForumPay

Enterprise crypto payments for regulated markets

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
Custom
BitcoinLightningCrypto+5
LI
4.4(25)

LightningPay

Hosted Lightning checkout for online stores

Standard riskFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinLightningCrypto+3
LN
4.8(120)

LNbits

Open-source Lightning toolkit and paywall builder

Standard riskCustom pricing
Starting rate
0%
Monthly fee
$0
BitcoinLightningCrypto+4
CO
4.4(35)

Coincharge

Bitcoin and Lightning acceptance, online and in store

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
Custom
BitcoinLightningCrypto+4
LI
4.5(45)

lipa

Accept Bitcoin, settle in EUR or CHF

Standard riskFlat rate
Starting rate
0.98%
Monthly fee
€0
BitcoinLightningCrypto+4
TI
4.3(20)

Tiankii

Bitcoin merchant dashboard for Latin America

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
Custom
BitcoinLightningCrypto+4
AL
4.6(90)

Alby

Lightning paywalls and tipping for any website

Standard riskFlat rate
Starting rate
0%
Monthly fee
$0
BitcoinLightningCrypto+4
MU
4.3(20)

Musqet

Bitcoin-native card terminal with lower card fees

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
Custom
BitcoinLightningCrypto+4
DF
4.5(55)

DFX Swiss

Fiat and Bitcoin gateway powering Swiss retail

Standard riskCustom pricing
Starting rate
Custom
Monthly fee
CHF 0
BitcoinLightningCrypto+4