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PaymentCloud
High-risk merchant account matchmaker
4.5 · 480 reviewsInterchange-plusHigh-risk specialist
Overview
PaymentCloud places high-risk businesses — CBD, nutraceuticals, telehealth, travel, firearms-adjacent, and more — with its network of acquiring banks. Free placement, dedicated support, and re-placement if your account gets shut down.
Pricing
Interchange-plus placement, typically 3.5%–5% depending on risk
Best for
CBDNutraceuticalsTelehealthTravelEcommerceSubscriptions
Key features
- High-risk placement network
- No placement fee
- Chargeback mitigation
- Re-placement guarantee
What we like
- Fastest path to a high-risk account
- No upfront broker fee
- Handles re-placement after shutdowns
Watch out for
- Final rates set by the bank
- Underwriting is document-heavy
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