Easy Pay Direct

High-risk ecommerce processing with rate negotiation

4.4 / 5 · PSPDex editorial scoreInterchange-plusDirect acquirer / ISOHigh-risk specialist

Last verified: September 2026

Overview

Easy Pay Direct specializes in ecommerce, supplements, coaching, and info-products. Its onboarding model pairs each account with multiple backup processors to reduce shutdown risk.

Pricing

Custom interchange-plus, typically 4%–6% for high-risk

Best for

EcommerceNutraceuticalsCoachingSubscriptionsDigital goods

Key features

Multiple backup processors
High approval rates
Load balancing across accounts
Chargeback prevention

What we like

Built for ecommerce high-risk
Redundancy against shutdowns
Negotiates rates at volume

Watch out for

Requires sales consultation
Fees above mainstream rates

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