The PSPDex payments briefing
New providers, real rates, high-risk approvals. No spam.
The PSPDex payments briefing
New providers, real rates, high-risk approvals. No spam.
Card machines, payment links and online checkout for South African small businesses
Last verified: October 2026
Yoco is a South African payments provider for small businesses, powering 200,000+ active businesses in SA. It offers smart card machines (Khumo 2 from R699 once-off), Tap to Pay on iPhone, payment links, digital invoicing, an ecommerce plugin and the Yoco App and POS software. On the Core plan there is no monthly fee and in-person local card fees are 2.30% (ex VAT), dropping to 1.35% on local debit once monthly sales pass R50,000. Most payouts reflect within 2 business days, with instant payouts available.
Pricing
Core plan: no monthly fee; in-person local card fees 2.30% (ex VAT), dropping to 1.35% on local debit over R50,000 a month. Plus R249/month and Pro R499/month lower the rates further.
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