The PSPDex payments briefing
New providers, real rates, high-risk approvals. No spam.
The PSPDex payments briefing
New providers, real rates, high-risk approvals. No spam.
The original crypto payment processor for serious merchants.
Last verified: September 2026
BitPay has processed crypto payments since 2011 and remains the most established name in the space. Merchants accept Bitcoin, Ethereum, and major stablecoins, with automatic conversion to local currency deposited to their bank the next business day. It handles refunds, invoicing, and compliance out of the box, which makes it the lowest-friction way for a mainstream business to start accepting crypto.
Pricing
1–2% per transaction depending on monthly volume. No monthly fees. Optional next-day fiat settlement in USD, EUR, and more.
Best for
Coinbase Commerce
Accept crypto straight into your Coinbase account.
1%
NOWPayments
300+ coins, non-custodial, built for crypto-native businesses.
0.5%
BTCPay Server
Free, open-source, self-hosted Bitcoin payments. No middleman at all.
0% (self-hosted)