BitPay
The original crypto payment processor for serious merchants.
Overview
BitPay has processed crypto payments since 2011 and remains the most established name in the space. Merchants accept Bitcoin, Ethereum, and major stablecoins, with automatic conversion to local currency deposited to their bank the next business day. It handles refunds, invoicing, and compliance out of the box, which makes it the lowest-friction way for a mainstream business to start accepting crypto.
Pricing
1–2% per transaction depending on monthly volume. No monthly fees. Optional next-day fiat settlement in USD, EUR, and more.
Best for
Key features
- Accept BTC, ETH, LTC, and stablecoins
- Auto-convert to fiat with next-day settlement
- Invoicing and email billing tools
- Plugins for Shopify, WooCommerce, Magento
- Refund management built in
What we like
- Longest track record in crypto payments
- Fiat settlement removes volatility risk
- Simple, predictable flat pricing
- Strong compliance posture for US merchants
Watch out for
- KYC required for merchants and large payers
- 1–2% is steep compared to direct stablecoin acceptance
- Limited altcoin support beyond majors
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