The PSPDex payments briefing
New providers, real rates, high-risk approvals. No spam.
The PSPDex payments briefing
New providers, real rates, high-risk approvals. No spam.
Developer-friendly checkout and payouts for Africa
Last verified: October 2026
Paystack, a Stripe company based in Lagos, gives African businesses developer-friendly checkout, subscriptions, payment pages and multi-currency payouts. Merchants accept cards, bank transfers, USSD, mobile money and Apple Pay across Nigeria, Ghana, Kenya and South Africa, with strong APIs and dashboards for startups and growing SaaS.
Pricing
Nigerian businesses: 1.5% per local transaction (capped), ~3.9% for international cards. No setup fee.
Best for
Stripe
Developer-first payments for internet businesses
2.9% + 30¢
Square
Simple all-in-one for retail, restaurants and services
2.6% + 10¢
Helcim
Transparent interchange-plus pricing that scales down
0.40% + 25¢ over interchange