Flatpay

Danish flat-rate card terminals and POS for European small businesses

4.0 / 5 · PSPDex editorial scoreFlat ratepspStandard risk

Last verified: October 2026

Overview

Flatpay is a Danish payments provider for small and medium-sized businesses, built around a single flat transaction rate with no monthly subscription. It offers a Pax 920Pro card terminal, an all-in-one point of sale system, and online payments for webshops. On the EU terminal plan, businesses under 200,000 EUR in annual card turnover pay 0.99% per transaction on all cards with no upfront cost, and custom pricing applies above that threshold.

Pricing

EU terminal plan: 0.99% per transaction on all cards for businesses under 200,000 EUR annual card turnover, no upfront cost and no monthly subscription. Custom pricing above 200,000 EUR annual turnover.

Best for

RetailRestaurantsServicesEcommerce

Key features

Pax 920Pro terminal with NFC contactless and integrated receipt printer
All-in-one POS system with quick orders and kitchen print
Online payments for webshops
Flat rate on all card types
On-site installation and personalised walkthrough

What we like

One flat rate, easy to forecast
No monthly subscription on the terminal plan
Hardware and POS from one provider

Watch out for

Europe only
Custom pricing above 200,000 EUR annual turnover, not a published flat rate
Sales-led onboarding with an in-person walkthrough, not instant self-serve

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