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RiskPay
High-risk merchant accounts with instant USDC payouts
4.2 · 65 reviewsCustom pricingHigh-risk specialist
Overview
RiskPay underwrites industries mainstream processors decline — adult, supplements, subscription and international ecommerce. Approvals are fast, and settlement can be paid out instantly in USDC instead of waiting days for a bank transfer.
Pricing
2.5% + 25¢ per transaction, $15/mo account fee
Best for
AdultSubscriptionsEcommerceInternationalDigital goodsgaming
Key features
- High-risk underwriting for adult and subscription industries
- Instant payouts in USDC
- Cards
- ACH and virtual terminal
- Fraud and chargeback protection
What we like
- Fast approvals for hard-to-place businesses
- Instant settlement removes payout delays
- Published rates instead of mystery quotes
Watch out for
- $15 monthly account fee
- Smaller provider with a thinner plugin ecosystem
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