Conekta

Mexican payment gateway for cards, SPEI transfers, cash and BNPL

4.0 / 5 · PSPDex editorial scoreCustom pricingGatewayStandard risk

Last verified: October 2026

Overview

Conekta is a Mexico-built payment platform that lets businesses accept cards, SPEI bank transfers, cash payments and buy-now-pay-later through a single integration, with smart routing across multiple acquirers and fraud screening tuned to the Mexican market. Founded in Mexico, it reports 14 years in market, more than USD 15 billion processed, more than 428 million transactions and more than 8,000 merchants.

Pricing

Commission charged only on successful transactions; card rates are quoted by volume and are not published as a single headline rate.

Best for

EcommerceSaaSRetailSubscriptions

Key features

Cards, SPEI, cash and BNPL in one integration
Smart routing and multi-acquirer processing
Mexico-tuned antifraud screening
Payment links for selling without a website
Recurring billing and collections
QR payments in person without a terminal

What we like

Built for Mexico from day one, not adapted later
All major local payment methods in one contract and dashboard
Smart retry recovers failed transactions
Spanish-language support

Watch out for

Mexico only: no use outside the Mexican market
No published headline card rate, pricing needs a quote
Cash payments settle on the buyer paying, not instantly at checkout

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