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Stax (formerly Payment Depot)

Subscription processing with wholesale interchange

4.4 · 420 reviewsSubscriptionStandard risk

Overview

Stax charges one flat monthly membership for wholesale interchange rates with no per-transaction markup — the subscription model that starts saving money once volume is real.

Pricing

Interchange + $99–$199/mo membership

Best for

RetailEcommerceB2BSubscriptions

Key features

  • Flat monthly membership
  • Wholesale interchange rates
  • No per-transaction markup
  • Same-day funding option

What we like

  • Big savings at volume
  • Predictable costs
  • Month-to-month terms

Watch out for

  • Monthly fee regardless of volume
  • Overkill for tiny volumes

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