All payment processors

102 providers, from flat-rate startups to high-risk specialist acquirers. Filter to your situation and compare real rates.

Compare agentic payments platforms and protocols

Showing 35 of 102 processors

ST
4.7/ 5 editorial

Stripe

Developer-first payments for internet businesses

Standard riskAggregator / PayFacFlat rateEditor's pick
Starting rate
2.9% + 30¢
Monthly fee
$0
EcommerceSaaSSubscriptions+2
CO
4.1/ 5 editorial

Coinbase Commerce

Accept crypto straight into your Coinbase account.

Standard riskCrypto processorFlat rate
Starting rate
1%
Monthly fee
None
CryptoEcommerceDigital goods+2
NO
4.0/ 5 editorial

NOWPayments

300+ coins, non-custodial, built for crypto-native businesses.

Standard riskCrypto processorFlat rate
Starting rate
0.5%
Monthly fee
None
BitcoinCryptoDigital goods+4
BT
4.5/ 5 editorial

BTCPay Server

Free, open-source, self-hosted Bitcoin payments. No middleman at all.

Standard riskCrypto processorCustom pricing
Starting rate
0% (self-hosted)
Monthly fee
None
BitcoinCryptoDigital goods+9
CC
4.2/ 5 editorial

CCBill

High-risk subscription billing specialist

High-risk friendlyMerchant of RecordCustom pricing
Starting rate
5.5%+ (typical)
Monthly fee
$1,000+ (typical)
SubscriptionsDigital goods
P2
4.7/ 5 editorial

P2Flux

Automated USDC payments and subscriptions on Base

High-risk friendlyCrypto processorFlat rate
Starting rate
1%
Monthly fee
$0
CryptoSubscriptionsSaaS+3
EA
4.4/ 5 editorial

Easy Pay Direct

High-risk ecommerce processing with rate negotiation

High-risk friendlyDirect acquirer / ISOInterchange-plus
Starting rate
4%+ (typical)
Monthly fee
$25–$100 (typical)
EcommerceNutraceuticalsCoaching+2
VE
4.1/ 5 editorial

Verotel

European specialist subscription billing

High-risk friendlyMerchant of RecordCustom pricing
Starting rate
6%+ (typical)
Monthly fee
Varies
Digital goodsSubscriptions
CO
4.4/ 5 editorial

Coinsnap

Bitcoin and Lightning payments for websites

Standard riskCrypto processorFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinCryptoDigital goods+2
SP
4.5/ 5 editorial

Speed

Accept bitcoin and stablecoins at 0% starting fees

Standard riskCrypto processorFlat rate
Starting rate
0%
Monthly fee
$0
BitcoinCryptoDigital goods+3
CO
4.5/ 5 editorial

CoinGate

Accept 70+ cryptocurrencies with auto-settlement

Standard riskCrypto processorFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinCryptoDigital goods+3
FL
4.4/ 5 editorial

Flash

Bitcoin-only storefronts, paywalls and paylinks

Standard riskCrypto processorFlat rate
Starting rate
Low
Monthly fee
$0
BitcoinCryptoDigital goods+2
RI
4.2/ 5 editorial

RiskPay

Anonymous payment links with instant USDC-on-Polygon settlement

High-risk friendlyCrypto processorCustom pricing
Starting rate
12% of payout
Monthly fee
Custom
SubscriptionsEcommerceInternational+7
PA
4.6/ 5 editorial

Paddle

Merchant of record billing for SaaS

Standard riskMerchant of RecordFlat rate
Starting rate
5% + 50¢
Monthly fee
$0
SaaSSubscriptionsDigital goods+1
LE
4.6/ 5 editorial

Lemon Squeezy

Merchant of record for digital products and SaaS

Standard riskMerchant of RecordFlat rate
Starting rate
5% + 50¢
Monthly fee
$0
Digital goodsSaaSSubscriptions+1
FA
4.4/ 5 editorial

FastSpring

Full merchant of record for software companies

Standard riskMerchant of RecordFlat rate
Starting rate
5.9% + 95¢
Monthly fee
$0
SaaSDigital goodsSubscriptions+2
2C
4.2/ 5 editorial

2Checkout (Verifone)

Global payments and subscriptions for international sellers

Standard riskMerchant of RecordFlat rate
Starting rate
3.5% + 35¢
Monthly fee
$0
EcommerceDigital goodsSubscriptions+1
PA
4.5/ 5 editorial

PayPro Global

Merchant of record for software and digital goods

Standard riskMerchant of RecordFlat rate
Starting rate
Custom
Monthly fee
$0
SaaSDigital goodsSubscriptions+1
GU
4.3/ 5 editorial

Gumroad

Sell digital products with a minimal storefront

Standard riskCreator platformFlat rate
Starting rate
10%
Monthly fee
$0
Digital goodsSubscriptions
PA
4.5/ 5 editorial

PayHip

Digital downloads and courses with a free plan

Standard riskCreator platformFlat rate
Starting rate
5%
Monthly fee
$0
Digital goodsSubscriptions
KO
4.0/ 5 editorial

Koji

Link-in-bio commerce apps for creators

Standard riskCreator platformFlat rate
Starting rate
5–15%
Monthly fee
$0
Digital goodsSubscriptions
PA
4.5/ 5 editorial

PayKickstart

Cart and affiliate platform for digital sellers

Standard riskMerchant of RecordSubscription
Starting rate
3.5% + 30¢
Monthly fee
$29
Digital goodsSubscriptionsEcommerce
ME
4.6/ 5 editorial

Memberful

Membership subscriptions for your own WordPress site

Standard riskBilling platformSubscription
Starting rate
0%
Monthly fee
From $25
SubscriptionsDigital goods
ME
4.5/ 5 editorial

MemberSpace

Add memberships to any website

Standard riskBilling platformSubscription
Starting rate
0%
Monthly fee
From $25
SubscriptionsDigital goods
KA
4.4/ 5 editorial

Kajabi

Courses, memberships and marketing in one platform

Standard riskBilling platformSubscription
Starting rate
0%
Monthly fee
$149
SubscriptionsDigital goods
PA
4.2/ 5 editorial

Patreon

Recurring fan memberships at scale

Standard riskCreator platformFlat rate
Starting rate
8–12%
Monthly fee
$0
SubscriptionsDigital goods
KO
4.6/ 5 editorial

Ko-fi

Tips, memberships and shops for creators

Standard riskCreator platformFlat rate
Starting rate
0%
Monthly fee
$0
Digital goodsSubscriptions
BU
4.6/ 5 editorial

Buy Me a Coffee

One-click support and memberships for creators

Standard riskCreator platformFlat rate
Starting rate
5%
Monthly fee
$0
Digital goodsSubscriptions
KI
4.5/ 5 editorial

Kit Commerce (ConvertKit)

Sell digital products through your newsletter

Standard riskCreator platformFlat rate
Starting rate
Stripe rates
Monthly fee
From $29 (Kit plan)
Digital goodsSubscriptions
PA
4.2/ 5 editorial

PayPal

The most recognized checkout button on the internet

Standard riskAggregator / PayFacFlat rate
Starting rate
3.49% + 49¢
Monthly fee
$0
EcommerceInternationalDigital goods+1
CH
4.5/ 5 editorial

CheckoutPage

Instantly sellable hosted checkout pages

Standard riskGatewaySubscription
Starting rate
0%
Monthly fee
$19
EcommerceDigital goodsSubscriptions
LI
4.4/ 5 editorial

LightningPay

Hosted Lightning checkout for online stores

Standard riskCrypto processorFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinLightningCrypto+3
LN
4.8/ 5 editorial

LNbits

Open-source Lightning toolkit and paywall builder

Standard riskCrypto processorCustom pricing
Starting rate
0%
Monthly fee
$0
BitcoinLightningCrypto+4
AL
4.6/ 5 editorial

Alby

Lightning paywalls and tipping for any website

Standard riskCrypto processorFlat rate
Starting rate
0%
Monthly fee
$0
BitcoinLightningCrypto+4
DL
4.0/ 5 editorial

dLocal

Cross-border payments for emerging markets

Standard riskpspCustom pricing
Starting rate
Contact sales
Monthly fee
None published
EcommerceInternationalSaaS+3
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