All payment processors

80 providers, from flat-rate startups to high-risk specialist acquirers. Filter to your situation and compare real rates.

Showing 33 of 80 processors

ST
4.7(2,480)

Stripe

Developer-first payments for internet businesses

Standard riskFlat rateEditor's pick
Starting rate
2.9% + 30¢
Monthly fee
$0
EcommerceSaaSSubscriptions+2
CO
4.1(1,920)

Coinbase Commerce

Accept crypto straight into your Coinbase account.

Standard riskFlat rate
Starting rate
1%
Monthly fee
None
CryptoEcommerceDigital goods+2
NO
4.0(1,130)

NOWPayments

300+ coins, non-custodial, built for crypto-native businesses.

Standard riskFlat rate
Starting rate
0.5%
Monthly fee
None
BitcoinCryptoDigital goods+4
BT
4.5(860)

BTCPay Server

Free, open-source, self-hosted Bitcoin payments. No middleman at all.

Standard riskCustom pricing
Starting rate
0% (self-hosted)
Monthly fee
None
AdultBitcoinCrypto+4
CC
4.2(190)

CCBill

High-risk subscription billing specialist

High-risk friendlyCustom pricing
Starting rate
5.5%+ (typical)
Monthly fee
$1,000+ (typical)
AdultSubscriptionsDating+1
EA
4.4(260)

Easy Pay Direct

High-risk ecommerce processing with rate negotiation

High-risk friendlyInterchange-plus
Starting rate
4%+ (typical)
Monthly fee
$25–$100 (typical)
EcommerceNutraceuticalsCoaching+2
VE
4.1(90)

Verotel

European high-risk and adult subscription billing

High-risk friendlyCustom pricing
Starting rate
6%+ (typical)
Monthly fee
Varies
AdultDatingDigital goods+1
CO
4.4(80)

Coinsnap

Bitcoin and Lightning payments for websites

Standard riskFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinCryptoDigital goods+2
SP
4.5(90)

Speed

Accept bitcoin and stablecoins at 0% starting fees

Standard riskFlat rate
Starting rate
0%
Monthly fee
$0
BitcoinCryptoDigital goods+3
CO
4.5(260)

CoinGate

Accept 70+ cryptocurrencies with auto-settlement

Standard riskFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinCryptoDigital goods+3
FL
4.4(55)

Flash

Bitcoin-only storefronts, paywalls and paylinks

Standard riskFlat rate
Starting rate
Low
Monthly fee
$0
BitcoinCryptoDigital goods+2
RI
4.2(65)

RiskPay

High-risk merchant accounts with instant USDC payouts

High-risk friendlyCustom pricing
Starting rate
2.5% + 25¢
Monthly fee
$15
AdultSubscriptionsEcommerce+3
PA
4.6(340)

Paddle

Merchant of record billing for SaaS

Standard riskFlat rate
Starting rate
5% + 50¢
Monthly fee
$0
SaaSSubscriptionsDigital goods+1
LE
4.6(210)

Lemon Squeezy

Merchant of record for digital products and SaaS

Standard riskFlat rate
Starting rate
5% + 50¢
Monthly fee
$0
Digital goodsSaaSSubscriptions+1
FA
4.4(380)

FastSpring

Full merchant of record for software companies

Standard riskFlat rate
Starting rate
5.9% + 95¢
Monthly fee
$0
SaaSDigital goodsSubscriptions+2
2C
4.2(460)

2Checkout (Verifone)

Global payments and subscriptions for international sellers

Standard riskFlat rate
Starting rate
3.5% + 35¢
Monthly fee
$0
EcommerceDigital goodsSubscriptions+1
PA
4.5(110)

PayPro Global

Merchant of record for software and digital goods

Standard riskFlat rate
Starting rate
Custom
Monthly fee
$0
SaaSDigital goodsSubscriptions+1
GU
4.3(890)

Gumroad

Sell digital products with a minimal storefront

Standard riskFlat rate
Starting rate
10%
Monthly fee
$0
Digital goodsSubscriptions
PA
4.5(190)

PayHip

Digital downloads and courses with a free plan

Standard riskFlat rate
Starting rate
5%
Monthly fee
$0
Digital goodsSubscriptions
KO
4.0(240)

Koji

Link-in-bio commerce apps for creators

Standard riskFlat rate
Starting rate
5–15%
Monthly fee
$0
Digital goodsSubscriptions
PA
4.5(140)

PayKickstart

Cart and affiliate platform for digital sellers

Standard riskSubscription
Starting rate
3.5% + 30¢
Monthly fee
$29
Digital goodsSubscriptionsEcommerce
ME
4.6(170)

Memberful

Membership subscriptions for your own WordPress site

Standard riskSubscription
Starting rate
0%
Monthly fee
From $25
SubscriptionsDigital goods
ME
4.5(130)

MemberSpace

Add memberships to any website

Standard riskSubscription
Starting rate
0%
Monthly fee
From $25
SubscriptionsDigital goods
KA
4.4(590)

Kajabi

Courses, memberships and marketing in one platform

Standard riskSubscription
Starting rate
0%
Monthly fee
$149
SubscriptionsDigital goods
PA
4.2(2,400)

Patreon

Recurring fan memberships at scale

Standard riskFlat rate
Starting rate
8–12%
Monthly fee
$0
SubscriptionsDigital goods
KO
4.6(1,200)

Ko-fi

Tips, memberships and shops for creators

Standard riskFlat rate
Starting rate
0%
Monthly fee
$0
Digital goodsSubscriptions
BU
4.6(980)

Buy Me a Coffee

One-click support and memberships for creators

Standard riskFlat rate
Starting rate
5%
Monthly fee
$0
Digital goodsSubscriptions
KI
4.5(300)

Kit Commerce (ConvertKit)

Sell digital products through your newsletter

Standard riskFlat rate
Starting rate
Stripe rates
Monthly fee
From $29 (Kit plan)
Digital goodsSubscriptions
PA
4.2(5,200)

PayPal

The most recognized checkout button on the internet

Standard riskFlat rate
Starting rate
3.49% + 49¢
Monthly fee
$0
EcommerceInternationalDigital goods+1
CH
4.5(70)

CheckoutPage

Instantly sellable hosted checkout pages

Standard riskSubscription
Starting rate
0%
Monthly fee
$19
EcommerceDigital goodsSubscriptions
LI
4.4(25)

LightningPay

Hosted Lightning checkout for online stores

Standard riskFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinLightningCrypto+3
LN
4.8(120)

LNbits

Open-source Lightning toolkit and paywall builder

Standard riskCustom pricing
Starting rate
0%
Monthly fee
$0
BitcoinLightningCrypto+4
AL
4.6(90)

Alby

Lightning paywalls and tipping for any website

Standard riskFlat rate
Starting rate
0%
Monthly fee
$0
BitcoinLightningCrypto+4