All payment processors

80 providers, from flat-rate startups to high-risk specialist acquirers. Filter to your situation and compare real rates.

Showing 36 of 80 processors

ST
4.7(2,480)

Stripe

Developer-first payments for internet businesses

Standard riskFlat rateEditor's pick
Starting rate
2.9% + 30¢
Monthly fee
$0
EcommerceSaaSSubscriptions+2
BR
4.3(620)

Braintree

PayPal-ready payments for growing platforms

Standard riskInterchange-plus
Starting rate
Custom
Monthly fee
Custom
EcommerceSubscriptionsMarketplaces+1
CC
4.2(190)

CCBill

High-risk subscription billing specialist

High-risk friendlyCustom pricing
Starting rate
5.5%+ (typical)
Monthly fee
$1,000+ (typical)
AdultSubscriptionsDating+1
PA
4.5(480)

PaymentCloud

High-risk merchant account matchmaker

High-risk friendlyInterchange-plusEditor's pick
Starting rate
3.5%+ (typical)
Monthly fee
$10–$50 (typical)
CBDNutraceuticalsTelehealth+3
EA
4.4(260)

Easy Pay Direct

High-risk ecommerce processing with rate negotiation

High-risk friendlyInterchange-plus
Starting rate
4%+ (typical)
Monthly fee
$25–$100 (typical)
EcommerceNutraceuticalsCoaching+2
VE
4.1(90)

Verotel

European high-risk and adult subscription billing

High-risk friendlyCustom pricing
Starting rate
6%+ (typical)
Monthly fee
Varies
AdultDatingDigital goods+1
FL
4.4(55)

Flash

Bitcoin-only storefronts, paywalls and paylinks

Standard riskFlat rate
Starting rate
Low
Monthly fee
$0
BitcoinCryptoDigital goods+2
RI
4.2(65)

RiskPay

High-risk merchant accounts with instant USDC payouts

High-risk friendlyCustom pricing
Starting rate
2.5% + 25¢
Monthly fee
$15
AdultSubscriptionsEcommerce+3
EM
3.9(120)

eMerchantBroker

Merchant accounts for high-risk and hard-to-place industries

High-risk friendlyCustom pricing
Starting rate
Custom
Monthly fee
Custom
AdultCBDSubscriptions+2
FR
4.5(40)

Frame

Payments with compliance built in for high-risk verticals

High-risk friendlyCustom pricing
Starting rate
Custom
Monthly fee
Custom
TelehealthgamingTravel+3
PA
4.6(340)

Paddle

Merchant of record billing for SaaS

Standard riskFlat rate
Starting rate
5% + 50¢
Monthly fee
$0
SaaSSubscriptionsDigital goods+1
LE
4.6(210)

Lemon Squeezy

Merchant of record for digital products and SaaS

Standard riskFlat rate
Starting rate
5% + 50¢
Monthly fee
$0
Digital goodsSaaSSubscriptions+1
FA
4.4(380)

FastSpring

Full merchant of record for software companies

Standard riskFlat rate
Starting rate
5.9% + 95¢
Monthly fee
$0
SaaSDigital goodsSubscriptions+2
2C
4.2(460)

2Checkout (Verifone)

Global payments and subscriptions for international sellers

Standard riskFlat rate
Starting rate
3.5% + 35¢
Monthly fee
$0
EcommerceDigital goodsSubscriptions+1
PA
4.5(110)

PayPro Global

Merchant of record for software and digital goods

Standard riskFlat rate
Starting rate
Custom
Monthly fee
$0
SaaSDigital goodsSubscriptions+1
GU
4.3(890)

Gumroad

Sell digital products with a minimal storefront

Standard riskFlat rate
Starting rate
10%
Monthly fee
$0
Digital goodsSubscriptions
PA
4.5(190)

PayHip

Digital downloads and courses with a free plan

Standard riskFlat rate
Starting rate
5%
Monthly fee
$0
Digital goodsSubscriptions
KO
4.0(240)

Koji

Link-in-bio commerce apps for creators

Standard riskFlat rate
Starting rate
5–15%
Monthly fee
$0
Digital goodsSubscriptions
CH
4.5(520)

Chargebee

Subscription billing for growing SaaS

Standard riskSubscription
Starting rate
0%
Monthly fee
$599
SaaSSubscriptions
RE
4.4(310)

Recurly

Subscription management focused on revenue retention

Standard riskSubscription
Starting rate
Custom
Monthly fee
From $99
SaaSSubscriptions
MA
4.3(150)

Maxio

B2B SaaS billing and financial operations

Standard riskSubscription
Starting rate
Custom
Monthly fee
Custom
SaaSSubscriptionsB2B
ZO
4.4(220)

Zoho Billing

Flexible subscription billing inside the Zoho suite

Standard riskSubscription
Starting rate
$0
Monthly fee
$49
SaaSSubscriptionsB2B
LA
4.6(90)

Lago

Open-source usage-based billing

Standard riskCustom pricing
Starting rate
0%
Monthly fee
Custom
SaaSSubscriptions
PA
4.5(140)

PayKickstart

Cart and affiliate platform for digital sellers

Standard riskSubscription
Starting rate
3.5% + 30¢
Monthly fee
$29
Digital goodsSubscriptionsEcommerce
ME
4.6(170)

Memberful

Membership subscriptions for your own WordPress site

Standard riskSubscription
Starting rate
0%
Monthly fee
From $25
SubscriptionsDigital goods
ME
4.5(130)

MemberSpace

Add memberships to any website

Standard riskSubscription
Starting rate
0%
Monthly fee
From $25
SubscriptionsDigital goods
OU
4.7(110)

Outseta

All-in-one memberships, CRM and billing for SaaS startups

Standard riskSubscription
Starting rate
0%
Monthly fee
From $99
SaaSSubscriptions
KA
4.4(590)

Kajabi

Courses, memberships and marketing in one platform

Standard riskSubscription
Starting rate
0%
Monthly fee
$149
SubscriptionsDigital goods
PA
4.2(2,400)

Patreon

Recurring fan memberships at scale

Standard riskFlat rate
Starting rate
8–12%
Monthly fee
$0
SubscriptionsDigital goods
KO
4.6(1,200)

Ko-fi

Tips, memberships and shops for creators

Standard riskFlat rate
Starting rate
0%
Monthly fee
$0
Digital goodsSubscriptions
BU
4.6(980)

Buy Me a Coffee

One-click support and memberships for creators

Standard riskFlat rate
Starting rate
5%
Monthly fee
$0
Digital goodsSubscriptions
KI
4.5(300)

Kit Commerce (ConvertKit)

Sell digital products through your newsletter

Standard riskFlat rate
Starting rate
Stripe rates
Monthly fee
From $29 (Kit plan)
Digital goodsSubscriptions
MO
4.6(410)

Mollie

European payments with local methods by default

Standard riskFlat rate
Starting rate
From ~1.8% + €0.25
Monthly fee
$0
EcommerceInternationalSubscriptions
PA
4.2(5,200)

PayPal

The most recognized checkout button on the internet

Standard riskFlat rate
Starting rate
3.49% + 49¢
Monthly fee
$0
EcommerceInternationalDigital goods+1
ST
4.4(420)

Stax (formerly Payment Depot)

Subscription processing with wholesale interchange

Standard riskSubscription
Starting rate
Interchange + markup
Monthly fee
$99
RetailEcommerceB2B+1
CH
4.5(70)

CheckoutPage

Instantly sellable hosted checkout pages

Standard riskSubscription
Starting rate
0%
Monthly fee
$19
EcommerceDigital goodsSubscriptions