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All payment processors

102 providers, from flat-rate startups to high-risk specialist acquirers. Filter to your situation and compare real rates.

Compare agentic payments platforms and protocols

Showing 55 of 102 processors

ST
4.7/ 5 editorial

Stripe

Developer-first payments for internet businesses

Standard riskAggregator / PayFacFlat rateEditor's pick
Starting rate
2.9% + 30¢
Monthly fee
$0
EcommerceSaaSSubscriptions+2
BI
4.3/ 5 editorial

BitPay

The original crypto payment processor for serious merchants.

Standard riskCrypto processorFlat rate
Starting rate
1% + 25¢
Monthly fee
None
B2BBitcoinCrypto+4
CO
4.1/ 5 editorial

Coinbase Commerce

Accept crypto straight into your Coinbase account.

Standard riskCrypto processorFlat rate
Starting rate
1%
Monthly fee
None
CryptoEcommerceDigital goods+2
NO
4.0/ 5 editorial

NOWPayments

300+ coins, non-custodial, built for crypto-native businesses.

Standard riskCrypto processorFlat rate
Starting rate
0.5%
Monthly fee
None
BitcoinCryptoDigital goods+4
BT
4.5/ 5 editorial

BTCPay Server

Free, open-source, self-hosted Bitcoin payments. No middleman at all.

Standard riskCrypto processorCustom pricing
Starting rate
0% (self-hosted)
Monthly fee
None
BitcoinCryptoDigital goods+9
SQ
4.6/ 5 editorial

Square

Simple all-in-one for retail, restaurants and services

Standard riskAggregator / PayFacFlat rateEditor's pick
Starting rate
2.6% + 10¢
Monthly fee
$0
BitcoinEcommerceLightning+3
HE
4.6/ 5 editorial

Helcim

Transparent interchange-plus pricing that scales down

Standard riskDirect acquirer / ISOInterchange-plusEditor's pick
Starting rate
0.40% + 25¢ over interchange
Monthly fee
$0
RetailServicesEcommerce+1
AD
4.5/ 5 editorial

Adyen

Enterprise payments across every sales channel

Standard riskDirect acquirer / ISOInterchange-plus
Starting rate
Custom
Monthly fee
Custom
EnterpriseEcommerceMarketplaces+2
BR
4.3/ 5 editorial

Braintree

PayPal-ready payments for growing platforms

Standard riskGatewayInterchange-plus
Starting rate
Custom
Monthly fee
Custom
EcommerceSubscriptionsMarketplaces+1
CH
4.4/ 5 editorial

Checkout.com

Enterprise acquiring with high authorization rates

Standard riskDirect acquirer / ISOCustom pricing
Starting rate
Custom
Monthly fee
Custom
EnterpriseEcommerceFintech+2
AU
4.1/ 5 editorial

Authorize.net

The long-standing gateway with broad compatibility

Standard riskGatewayFlat rate
Starting rate
2.9% + 30¢
Monthly fee
$25/mo
EcommerceB2BServices
WO
4.0/ 5 editorial

Worldpay

Global processing for high-volume merchants

Standard riskDirect acquirer / ISOCustom pricing
Starting rate
Custom
Monthly fee
Custom
EnterpriseRetailHospitality+1
P2
4.7/ 5 editorial

P2Flux

Automated USDC payments and subscriptions on Base

High-risk friendlyCrypto processorFlat rate
Starting rate
1%
Monthly fee
$0
CryptoSubscriptionsSaaS+3
PA
4.5/ 5 editorial

PaymentCloud

High-risk merchant account matchmaker

High-risk friendlyDirect acquirer / ISOInterchange-plusEditor's pick
Starting rate
3.5%+ (typical)
Monthly fee
$10–$50 (typical)
CBDNutraceuticalsTelehealth+3
EA
4.4/ 5 editorial

Easy Pay Direct

High-risk ecommerce processing with rate negotiation

High-risk friendlyDirect acquirer / ISOInterchange-plus
Starting rate
4%+ (typical)
Monthly fee
$25–$100 (typical)
EcommerceNutraceuticalsCoaching+2
DU
4.3/ 5 editorial

Durango Merchant Services

Two decades of specialist high-risk and travel processing

High-risk friendlyDirect acquirer / ISOInterchange-plus
Starting rate
4%+ (typical)
Monthly fee
$25+ (typical)
TravelTelehealthEcommerce+1
OP
4.5/ 5 editorial

OpenNode

Bitcoin payments with instant conversion

Standard riskCrypto processorFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinCryptoEcommerce+3
ZA
4.6/ 5 editorial

Zaprite

Bitcoin checkout and invoicing for your whole stack

Standard riskCrypto processorSubscription
Starting rate
0%
Monthly fee
$25
B2BBitcoinCrypto+3
IB
4.4/ 5 editorial

IBEXPay

Bitcoin and Lightning payments for merchants

Standard riskCrypto processorFlat rate
Starting rate
0.8%
Monthly fee
$0
BitcoinCryptoEcommerce+2
LI
4.3/ 5 editorial

Lightning Checkout

Self-hosted Lightning checkout for WooCommerce

Standard riskCrypto processorFlat rate
Starting rate
0.5%
Monthly fee
$0
BitcoinCryptoEcommerce+1
CO
4.4/ 5 editorial

Coinsnap

Bitcoin and Lightning payments for websites

Standard riskCrypto processorFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinCryptoDigital goods+2
ST
4.5/ 5 editorial

Strike

Bitcoin payments over Lightning with fiat pricing

Standard riskCrypto processorCustom pricing
Starting rate
Low
Monthly fee
$0
BitcoinCryptoEcommerce+2
SP
4.5/ 5 editorial

Speed

Accept bitcoin and stablecoins at 0% starting fees

Standard riskCrypto processorFlat rate
Starting rate
0%
Monthly fee
$0
BitcoinCryptoDigital goods+3
CO
4.5/ 5 editorial

CoinGate

Accept 70+ cryptocurrencies with auto-settlement

Standard riskCrypto processorFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinCryptoDigital goods+3
RI
4.2/ 5 editorial

RiskPay

Anonymous payment links with instant USDC-on-Polygon settlement

High-risk friendlyCrypto processorCustom pricing
Starting rate
12% of payout
Monthly fee
Custom
SubscriptionsEcommerceInternational+7
2C
4.2/ 5 editorial

2Checkout (Verifone)

Global payments and subscriptions for international sellers

Standard riskMerchant of RecordFlat rate
Starting rate
3.5% + 35¢
Monthly fee
$0
EcommerceDigital goodsSubscriptions+1
PA
4.5/ 5 editorial

PayKickstart

Cart and affiliate platform for digital sellers

Standard riskMerchant of RecordSubscription
Starting rate
3.5% + 30¢
Monthly fee
$29
Digital goodsSubscriptionsEcommerce
PA
4.3/ 5 editorial

Payoneer

Cross-border payments and multi-currency accounts

Standard riskGatewayCustom pricing
Starting rate
Custom
Monthly fee
$0
InternationalB2BEcommerce
MO
4.6/ 5 editorial

Mollie

European payments with local methods by default

Standard riskAggregator / PayFacFlat rate
Starting rate
From ~1.8% + €0.25
Monthly fee
$0
EcommerceInternationalSubscriptions
SH
4.5/ 5 editorial

Shopify Payments

Native payments for Shopify stores

Standard riskAggregator / PayFacFlat rate
Starting rate
2.9% + 30¢
Monthly fee
$0
EcommerceRetail
QU
4.3/ 5 editorial

QuickBooks Payments

Invoicing and card payments inside QuickBooks

Standard riskAggregator / PayFacFlat rate
Starting rate
2.9% + 30¢
Monthly fee
$0
B2BEcommerce
PA
4.2/ 5 editorial

PayPal

The most recognized checkout button on the internet

Standard riskAggregator / PayFacFlat rate
Starting rate
3.49% + 49¢
Monthly fee
$0
EcommerceInternationalDigital goods+1
AM
4.4/ 5 editorial

Amazon Pay

Checkout with Amazon accounts

Standard riskAggregator / PayFacFlat rate
Starting rate
2.9% + 30¢
Monthly fee
$0
EcommerceInternational
ST
4.4/ 5 editorial

Stax (formerly Payment Depot)

Subscription processing with wholesale interchange

Standard riskDirect acquirer / ISOSubscription
Starting rate
Interchange + markup
Monthly fee
$99
RetailEcommerceB2B+1
CH
4.5/ 5 editorial

CheckoutPage

Instantly sellable hosted checkout pages

Standard riskGatewaySubscription
Starting rate
0%
Monthly fee
$19
EcommerceDigital goodsSubscriptions
SW
4.7/ 5 editorial

Swiss Bitcoin Pay

Swiss-made Bitcoin checkout for merchants

Standard riskCrypto processorFlat rate
Starting rate
0.21%
Monthly fee
€0
BitcoinLightningCrypto+4
FO
4.4/ 5 editorial

ForumPay

Enterprise crypto payments for regulated markets

Standard riskCrypto processorCustom pricing
Starting rate
Custom
Monthly fee
Custom
BitcoinLightningCrypto+5
LI
4.4/ 5 editorial

LightningPay

Hosted Lightning checkout for online stores

Standard riskCrypto processorFlat rate
Starting rate
1%
Monthly fee
$0
BitcoinLightningCrypto+3
LN
4.8/ 5 editorial

LNbits

Open-source Lightning toolkit and paywall builder

Standard riskCrypto processorCustom pricing
Starting rate
0%
Monthly fee
$0
BitcoinLightningCrypto+4
CO
4.4/ 5 editorial

Coincharge

Bitcoin and Lightning acceptance, online and in store

Standard riskCrypto processorCustom pricing
Starting rate
Custom
Monthly fee
Custom
BitcoinLightningCrypto+4
TI
4.3/ 5 editorial

Tiankii

Bitcoin merchant dashboard for Latin America

Standard riskCrypto processorCustom pricing
Starting rate
Custom
Monthly fee
Custom
BitcoinLightningCrypto+4
MU
4.3/ 5 editorial

Musqet

Bitcoin-native card terminal with lower card fees

Standard riskCrypto processorCustom pricing
Starting rate
Custom
Monthly fee
Custom
BitcoinLightningCrypto+4
DL
4.0/ 5 editorial

dLocal

Cross-border payments for emerging markets

Standard riskpspCustom pricing
Starting rate
Contact sales
Monthly fee
None published
EcommerceInternationalSaaS+3
RA
4.0/ 5 editorial

Razorpay

India's leading full-stack payment gateway

Standard riskpspFlat rate
Starting rate
2% + GST
Monthly fee
$0
EcommerceSaaSeducation+3
FL
4.0/ 5 editorial

Flutterwave

Pan-African payments for businesses of every size

Standard riskpspFlat rate
Starting rate
1.4% (local cards)
Monthly fee
$0
EcommercecreatorsRetail+2
SU
4.0/ 5 editorial

SumUp

Mobile card readers and POS for micro-merchants

Standard riskpspFlat rate
Starting rate
1.75% (in-person, UK)
Monthly fee
$0
RetailRestaurantsServices+3
IY
4.0/ 5 editorial

iyzico

Turkey's leading e-commerce payment gateway

Standard riskGatewayCustom pricing
Starting rate
Contact sales
Monthly fee
None published
EcommerceMarketplacesSaaS+2
PA
4.0/ 5 editorial

Paystack

Developer-friendly checkout and payouts for Africa

Standard riskpspFlat rate
Starting rate
1.5% (local cards)
Monthly fee
$0
EcommerceSaaScreators+2
BV
4.0/ 5 editorial

BVNK

Stablecoin payments infrastructure for enterprise

Standard riskCrypto processorCustom pricing
Starting rate
Contact sales
Monthly fee
None published
CryptoFintechMarketplaces+4
AI
4.0/ 5 editorial

Airwallex

Global accounts, FX and payment acceptance for growing businesses

Standard riskpspSubscription
Starting rate
Free plan; 2.8% + $0.30 domestic cards
Monthly fee
$0 to $12/user/mo
InternationalEcommerceSaaS+5
TA
4.0/ 5 editorial

Tap Payments

GCC payment gateway for Mada, KNET, Benefit and international cards

Standard riskGatewayCustom pricing
Starting rate
Contact sales
Monthly fee
None published
InternationalEcommerceMarketplaces+2
YO
4.0/ 5 editorial

Yoco

Card machines, payment links and online checkout for South African small businesses

Standard riskpspFlat rate
Starting rate
2.30% (ex VAT, local cards, Core)
Monthly fee
R0 (Core); R249/month (Plus); R499/month (Pro)
RetailRestaurantsServices+2
FL
4.0/ 5 editorial

Flatpay

Danish flat-rate card terminals and POS for European small businesses

Standard riskpspFlat rate
Starting rate
0.99% (EU terminal plan, under 200,000 EUR turnover)
Monthly fee
None published (no monthly subscription on terminal plan)
RetailRestaurantsServices+1
PA
4.0/ 5 editorial

PayKings

High-risk merchant accounts for CBD, hemp, and hard-to-place verticals

High-risk friendlyDirect acquirer / ISOInterchange-plus
Starting rate
Interchange plus 0.80% (CBD, from)
Monthly fee
Not published (quote-based)
CBDEcommerceSubscriptions
CO
4.0/ 5 editorial

Conekta

Mexican payment gateway for cards, SPEI transfers, cash and BNPL

Standard riskGatewayCustom pricing
Starting rate
Quote-based (commission on successful transactions)
Monthly fee
Not published
EcommerceSaaSRetail+1
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